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Tap to Pay on iPhone: Is It Good Enough to Ditch the Card Machine?

Take contactless payments on your phone with no extra hardware. We look at who it suits — and where you'll still want a proper reader.

By The POS editorial teamPublished: 5 min read
Person tapping a phone on a payment terminal

Tap to Pay turns your phone into a contactless reader — no separate machine. It's brilliant for some businesses and not enough for others.

How it works

With a supported app — SumUp, Square and Zettle all offer it — customers tap their card, phone or watch on your phone. There's nothing else to buy. Our Tap to Pay guide covers the basics.

Who it's great for

Tradespeople, mobile sellers and pop-ups love it as a zero-hardware option — see best card readers for tradespeople. It's also a handy backup even if you own a reader.

Where you'll still want a reader

Busy counters, tipping prompts and standalone use (no phone tied up) are still better on a dedicated machine. Compare both on the card machine page.