Nobody enjoys being tied into a multi-year deal to take a card. But 'no contract' isn't automatically the cheapest — here's the honest trade-off.
The no-contract options
SumUp, Square and Zettle all let you buy a reader and pay only per transaction. No monthly fee, no commitment. Our no-contract guide lists them all.
When a contract is actually cheaper
If you're high-volume, a quote-based provider like Dojo might offer a low enough rate that even with a monthly fee, you come out ahead. Just check the maths with the fee calculator and read the exit terms.
FAQs
Are no-contract card machines worth it?
For low or variable volume, yes — you avoid commitment and only pay when you sell. For high, steady volume, a contracted provider with a lower rate can work out cheaper overall.
