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Best POS Systems for Retail Shops in the UK

Retail lives and dies on stock. A good retail POS tracks inventory, handles barcodes, and ideally keeps your shop and online store in sync - without charging you a fortune per sale.

Last updated:
Retail shops taking card payments with a POS system in the UK

What retail shops actually pay

Start from typical numbers for your trade - then make them yours.

Free · takes about ten seconds · every big UK provider

Our top picks for retail shops

Square logo

Square

4.5

The easiest all-rounder for most small businesses.

Best for

CafésSmall retailService businesses
Monthly fee
£0 (paid POS tiers available)
Transaction fee
1.75% in-person (no monthly/setup fee on standard)
Contract
No contract (pay-as-you-go)
Payouts
Next working day (instant transfer for a fee)
  • Genuinely good free POS app
  • Avoid if: You're chasing the absolute lowest rate at high volume.
Shopify POS logo

Shopify POS

4.0

The obvious pick if you already sell on Shopify.

Best for

Shopify merchantsOnline + in-person retailOmnichannel brands
Monthly fee
From your Shopify plan (POS Pro extra)
Transaction fee
Shopify Payments in-person rates (plan dependent)
Contract
Monthly Shopify subscription
Payouts
Per Shopify Payments schedule
  • Seamless with a Shopify online store
  • Avoid if: You're not a Shopify merchant.
Lightspeed logo

Lightspeed

4.1

A powerful retail/hospitality POS - overkill if you just need a reader.

Best for

Multi-location retailHospitality groupsDeep inventory needs
Monthly fee
From ~£59/mo (plan dependent)
Transaction fee
Payments via Lightspeed or integrated provider (quoted)
Contract
Subscription, often annual
Payouts
Depends on payments provider
  • Powerful inventory and reporting
  • Avoid if: You only need to take card payments.
PayPal Zettle logo

PayPal Zettle

4.2

Tidy and cheap if you already live in the PayPal world.

Best for

PayPal usersSmall retailersMobile sellers
Monthly fee
£0
Transaction fee
1.75% card & contactless
Contract
No contract (pay-as-you-go)
Payouts
1–2 working days (into PayPal/bank)
  • No monthly fee for the basic POS app
  • Avoid if: You want a deep POS ecosystem or don't use PayPal.

What matters for retail shops

Inventory management

Track stock, variants and low-stock alerts across your range.

Online + in-person sync

One source of truth if you also sell online.

Barcode & receipt hardware

Scanners, label printers and a proper till station.

Sensible per-sale cost

Higher-value baskets mean the percentage rate matters more.

Fees to watch

Per-location software fees if you have more than one shop
Transaction rate vs. your average basket value
Hardware bundle and finance costs

Recommended setup

Square is the easy all-rounder for independent retail. If you sell online via Shopify, Shopify POS keeps everything in sync. Lightspeed suits bigger inventories and multiple locations.

Compare these providers

Showing 4 of 4 providers

Prices last checked:
Cafés
Monthly
£0 (paid POS tiers available)
Transaction
1.75% in-person (no monthly/setup fee on standard)
Reader from
£19 + VAT
Contract
No contract (pay-as-you-go)
Payouts
Next working day (instant transfer for a fee)
Watch out for
You're chasing the absolute lowest rate at high volume.
PayPal users
Monthly
£0
Transaction
1.75% card & contactless
Reader from
£29 + VAT (first reader often discounted)
Contract
No contract (pay-as-you-go)
Payouts
1–2 working days (into PayPal/bank)
Watch out for
You want a deep POS ecosystem or don't use PayPal.
Multi-location retail
Monthly
From ~£59/mo (plan dependent)
Transaction
Payments via Lightspeed or integrated provider (quoted)
Reader from
Hardware bundles (quoted)
Contract
Subscription, often annual
Payouts
Depends on payments provider
Watch out for
You only need to take card payments.
Shopify merchants
Monthly
From your Shopify plan (POS Pro extra)
Transaction
Shopify Payments in-person rates (plan dependent)
Reader from
Reader from ~£49
Contract
Monthly Shopify subscription
Payouts
Per Shopify Payments schedule
Watch out for
You're not a Shopify merchant.

Find the right POS for your retail shop

Answer a few quick questions and we'll match you to providers that fit how you actually trade.

FAQs

What's the best POS for a small retail shop?

Square is the most popular all-rounder - free POS app, good inventory and no monthly fee to start. If you already use Shopify online, Shopify POS is the natural fit; for large inventories, Lightspeed.

Do I need inventory management built in?

If you carry more than a handful of lines, yes. Square, Lightspeed, Shopify POS and Epos Now all include inventory; basic readers like SumUp don't go as deep.

How we compare

We compare providers using publicly available pricing, contract information, hardware costs, payout details, software features and suitability for different UK business types. Some links may earn us commission, but providers cannot pay to change our editorial verdicts. Read our full methodology.

Nathan Keeble

Reviewed by Nathan Keeble - Founder, The POS

Independent UK payments research. We research the pricing, read the small print and write it up in plain English.

Last updated: LinkedIn