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What Is Tap to Pay (on Phone)?

Last updated: 4 min read

Tap to Pay turns your phone into a contactless card machine — no extra hardware. Here's how it works and who it suits.

How it works

With a supported app (SumUp, Square, Zettle and others), customers tap their card, phone or watch directly on your phone. The payment runs through the app — no separate reader needed.

Who it's good for

Tradespeople, mobile sellers, pop-ups and anyone who wants a zero-hardware backup. It's ideal as a 'just in case' option even if you also own a reader.

TP

The POS editorial team

Independent UK payments research. We test, read the small print and write it up in plain English.

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