Compare UK POS Systems
Every provider, side by side — monthly fees, transaction rates, hardware costs, contracts and payout speed. Filter by what your business actually needs.
The POS may earn commission when you click links or apply through certain providers. This does not cost you extra, and providers cannot pay to change our editorial verdicts. Our comparisons are based on publicly available pricing, product information and our own editorial criteria.
Showing 12 of 12 providers
Prices last checked:| Provider | Best for | Monthly | Transaction | Reader from | Contract | Payouts | |
|---|---|---|---|---|---|---|---|
 Square4.5 | Cafés | £0 (paid POS tiers available) | 1.75% in-person (no monthly/setup fee on standard) | £19 + VAT | No contract (pay-as-you-go) | Next working day (instant transfer for a fee) | Visit |
 SumUp4.4 | Market stalls | £0 | from 0.99% (Payments Plus) / 1.69% standard | £19 + VAT | No contract (pay-as-you-go) | 1–2 working days (next-day option) | Visit |
| PayPal users | £0 | 1.75% card & contactless | £29 + VAT (first reader often discounted) | No contract (pay-as-you-go) | 1–2 working days (into PayPal/bank) | Visit | |
 Dojo4.1 | Restaurants | From ~£15/mo (quote-based) | Tailored rates (quote-based, often blended) | Hardware/payment-plan pricing (quoted) | Contract terms vary — check carefully | Next-day, as fast as same-day payouts | Visit |
 Lightspeed4.1 | Multi-location retail | From ~£59/mo (plan dependent) | Payments via Lightspeed or integrated provider (quoted) | Hardware bundles (quoted) | Subscription, often annual | Depends on payments provider | Visit |
 myPOS4.0 | Instant access to funds | £0 on entry plans | Card-present from 1.10% + 7p (lower-turnover tier) | £19+ (device dependent) | No fixed contract on standard plans | Instant settlement to myPOS account | Visit |
 Shopify POS4.0 | Shopify merchants | From your Shopify plan (POS Pro extra) | Shopify Payments in-person rates (plan dependent) | Reader from ~£49 | Monthly Shopify subscription | Per Shopify Payments schedule | Visit |
| Small & medium UK businesses | From ~£15/mo (plan dependent) | Simple/blended rate plans (quoted) | Terminal from ~£19/mo or purchase | Flexible and fixed terms available | Next working day | Visit | |
 TouchBistro3.8 | Restaurants | Subscription (quoted) | Via integrated payments partner (quoted) | iPad-based hardware (quoted) | Subscription terms vary | Depends on payments partner | Visit |
 Worldpay3.7 | Established businesses | Quote-based (terminal hire + fees) | Tailored / interchange-plus available (quoted) | Terminal hire (quoted) | Contracts common — check length & exit fees | Typically next working day | Visit |
| Established UK businesses | Quote-based | Tailored rates (quoted) | Terminal options (quoted) | Contracts common — review terms | Typically next working day (faster for Barclays accounts) | Visit | |
 Epos Now3.6 | Full till systems | Software from ~£25/mo (bundles vary) | Via Epos Now Payments or integration (quoted) | Till bundles (quoted, finance options) | Contract & payment terms vary — read carefully | Depends on payments setup | Visit |
- Monthly
- £0 (paid POS tiers available)
- Transaction
- 1.75% in-person (no monthly/setup fee on standard)
- Reader from
- £19 + VAT
- Contract
- No contract (pay-as-you-go)
- Payouts
- Next working day (instant transfer for a fee)
- Watch out for
- 1.75% flat rate isn't bespoke-cheap at high volume
- Monthly
- £0
- Transaction
- from 0.99% (Payments Plus) / 1.69% standard
- Reader from
- £19 + VAT
- Contract
- No contract (pay-as-you-go)
- Payouts
- 1–2 working days (next-day option)
- Watch out for
- Standard rate isn't the cheapest at higher volumes
- Monthly
- £0
- Transaction
- 1.75% card & contactless
- Reader from
- £29 + VAT (first reader often discounted)
- Contract
- No contract (pay-as-you-go)
- Payouts
- 1–2 working days (into PayPal/bank)
- Watch out for
- Ecosystem less ambitious than Square
- Monthly
- From ~£15/mo (quote-based)
- Transaction
- Tailored rates (quote-based, often blended)
- Reader from
- Hardware/payment-plan pricing (quoted)
- Contract
- Contract terms vary — check carefully
- Payouts
- Next-day, as fast as same-day payouts
- Watch out for
- Quote-based pricing — less upfront transparency
- Monthly
- From ~£59/mo (plan dependent)
- Transaction
- Payments via Lightspeed or integrated provider (quoted)
- Reader from
- Hardware bundles (quoted)
- Contract
- Subscription, often annual
- Payouts
- Depends on payments provider
- Watch out for
- Pricier monthly subscription
- Monthly
- £0 on entry plans
- Transaction
- Card-present from 1.10% + 7p (lower-turnover tier)
- Reader from
- £19+ (device dependent)
- Contract
- No fixed contract on standard plans
- Payouts
- Instant settlement to myPOS account
- Watch out for
- Fee structure varies by card type — read the detail
- Monthly
- From your Shopify plan (POS Pro extra)
- Transaction
- Shopify Payments in-person rates (plan dependent)
- Reader from
- Reader from ~£49
- Contract
- Monthly Shopify subscription
- Payouts
- Per Shopify Payments schedule
- Watch out for
- Only makes sense if you're on Shopify
- Monthly
- From ~£15/mo (plan dependent)
- Transaction
- Simple/blended rate plans (quoted)
- Reader from
- Terminal from ~£19/mo or purchase
- Contract
- Flexible and fixed terms available
- Payouts
- Next working day
- Watch out for
- Monthly fee on most plans
- Monthly
- Subscription (quoted)
- Transaction
- Via integrated payments partner (quoted)
- Reader from
- iPad-based hardware (quoted)
- Contract
- Subscription terms vary
- Payouts
- Depends on payments partner
- Watch out for
- Not for retail or mobile-only sellers
- Monthly
- Quote-based (terminal hire + fees)
- Transaction
- Tailored / interchange-plus available (quoted)
- Reader from
- Terminal hire (quoted)
- Contract
- Contracts common — check length & exit fees
- Payouts
- Typically next working day
- Watch out for
- Quote-based, less transparent upfront
- Monthly
- Quote-based
- Transaction
- Tailored rates (quoted)
- Reader from
- Terminal options (quoted)
- Contract
- Contracts common — review terms
- Payouts
- Typically next working day (faster for Barclays accounts)
- Watch out for
- Quote-based pricing
- Monthly
- Software from ~£25/mo (bundles vary)
- Transaction
- Via Epos Now Payments or integration (quoted)
- Reader from
- Till bundles (quoted, finance options)
- Contract
- Contract & payment terms vary — read carefully
- Payouts
- Depends on payments setup
- Watch out for
- Contracts and add-on costs need scrutiny
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Frequently asked
What is the best POS system in the UK?
It depends on your business. Square is the best free all-rounder, SumUp wins for cheap simple payments, Dojo for busy hospitality, and Lightspeed for serious multi-location retail. Use the filters above to match your needs.
Which POS providers have no monthly fee?
SumUp, Square, PayPal Zettle and entry myPOS plans have no monthly fee — filter by 'No monthly fee' above to see them all.
Can I switch payment providers easily?
Pay-as-you-go providers (SumUp, Square, Zettle) have no contract, so switching is simple. Quote-based providers may have a contract term and exit fees — check before signing.
How we compare
We compare providers using publicly available pricing, contract information, hardware costs, payout details, software features and suitability for different UK business types. Some links may earn us commission, but providers cannot pay to change our editorial verdicts. Read our full methodology.
The POS editorial team
Independent UK payments research. We test, read the small print and write it up in plain English.