
You took the payment — so where's the money? Settlement speed varies a lot, and faster payouts can be worth paying for when cash flow is tight.
The fast movers
If quick access to funds matters, look at:
Is it worth paying for?
If you rely on daily takings for stock or wages, yes. If not, standard free payouts are fine. Our guide on how long card payments take to clear has the detail, and you can filter for fast payouts on the comparison page.

