Card fees quietly eat into every sale. The good news: most businesses are leaving money on the table, and fixing it doesn't mean dropping to a dodgy provider.
Know your real effective rate
Add up everything you paid last month — transaction fees, monthly fees, hardware — and divide by your card turnover. That's your true cost. Our fee calculator does it for you, and our fees explained guide decodes the line items.
Match the plan to your volume
Low volume? A no-monthly-fee provider like SumUp or Zettle almost always wins. Doing serious volume? A quote-based provider like Dojo may beat a flat rate — but only if the monthly fee and contract stack up.
The quick wins
- Avoid paying for instant payouts you don't need
- Buy your reader outright instead of renting where it's cheaper
- Watch premium/commercial card surcharges
- Re-compare every 12 months — see the full comparison
